Looking at the current scenario of the rates of the premiums, there is no one who is willing to invest in the insurance. However with the latest reform made in the health care arena, it has become considerably easier to get the coverage from health care on the exchange. It has been made for the inhabitants of the States to operate in the favor of the beneficiaries. The mission of the exchange or the marketplace is to increase the numbers of insured people, improve health care quality, lower cost and reduce health disparities. The health care on the exchange have reduced the cost of health care system and simplified the process of selection. Plans will be offered in four comparable tiers ranging from bronze to platinum with limited pocket expenses.
There have been a lot humdrum regarding an access to the affordable health insurance. There are many individuals who have been either to buy the high cost premium paying policy or have a supplementary coverage that does not serve the purpose.
The insurance companies will now have to abide by the rules of the exchange and they cannot dare to ask the individuals the higher premiums. Seeing the wild behavior of the companies shutting the doors for the people suffering from the preexisting conditions. It is a medical condition where the individual is already under the spell of the disease be it heart problem, high blood pressure, diabetes, cancer or anything. With the arrival of the health care pre existing conditions. Every year the numbers of enrollees are increasing. Now, no one will be denied insurance coverage and these people can also join the state based health insurance exchange for the small and medium business. The Obama health care reform is believed to give the citizens a better range of choice and keep the companies honest.